They provide an explanatory video, several bankruptcy checklists, and the opportunity to consult with a volunteer bankruptcy attorney. However, the attorney is limited to specific times and may only advise you on the bankruptcy process, not questions that you may have about your individual bankruptcy circumstances. In fact, the bankruptcy self-help center posts this disclaimer:
DISCLAIMER: The following information is provided compliments of the Bankruptcy Section of the Arizona State Bar. The United States Bankruptcy Court does not supervise or monitor the volunteer lawyers. The information you receive cannot replace individual attorney representation and is only intended to assist individuals in gathering information about the bankruptcy process.
Since filing for bankruptcy is such a serious undertaking, it is wise to consult with a serious bankruptcy law firm. You might consider The Frutkin Law Firm, PLC, in Phoenix, AZ. An experienced bankruptcy lawfirm will help you determine whether to file for bankruptcy at all, whether to file for Chapter 7 bankruptcy or Chapter 13 bankruptcy, and whether to file sooner or later.
Though filing without an attorney may seem like a savings, it may not produce the favorable outcome that a regular bankruptcy attorney can gain for you. It could prove to be penny wise but pound foolish.
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